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100% Pass Quiz PCI SSC - QSA_New_V4 Updated Valid Test Practice

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PCI SSC QSA_New_V4 Exam Syllabus Topics:

Topic
Details

Topic 1

PCI Reporting Requirements: This section of the exam measures the skills of Risk Management Professionals and covers the reporting obligations associated with PCI DSS compliance. Candidates must be able to prepare and submit necessary documentation, such as Reports on Compliance (ROCs) and Self-Assessment Questionnaires (SAQs). One critical skill assessed is compiling and submitting accurate PCI compliance reports.

Topic 2

Payment Brand Specific Requirements: This section of the exam measures the skills of Payment Security Specialists and focuses on the unique security and compliance requirements set by different payment brands, such as Visa, Mastercard, and American Express. Candidates must be familiar with the specific mandates and expectations of each brand when handling cardholder data. One skill assessed is identifying brand-specific compliance variations.

Topic 3

PCI DSS Testing Procedures: This section of the exam measures the skills of PCI Compliance Auditors and covers the testing procedures required to assess compliance with the Payment Card Industry Data Security Standard (PCI DSS). Candidates must understand how to evaluate security controls, identify vulnerabilities, and ensure that organizations meet compliance requirements. One key skill evaluated is assessing security measures against PCI DSS standards.

Topic 4

PCI Validation Requirements: This section of the exam measures the skills of Compliance Analysts and evaluates the processes involved in validating PCI DSS compliance. Candidates must understand the different levels of merchant and service provider validation, including self-assessment questionnaires and external audits. One essential skill tested is determining the appropriate validation method based on business type.

Topic 5

Real-World Case Studies: This section of the exam measures the skills of Cybersecurity Consultants and involves analyzing real-world breaches, compliance failures, and best practices in PCI DSS implementation. Candidates must review case studies to understand practical applications of security standards and identify lessons learned. One key skill evaluated is applying PCI DSS principles to prevent security breaches.

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PCI SSC Qualified Security Assessor V4 Exam Sample Questions (Q39-Q44):

NEW QUESTION # 39
A sample of business facilities is reviewed during the PCI DSS assessment. What is the assessor required to validate about the sample?

A. The number of facilities in the sample is at least 10 percent of the total number of facilities.
B. It includes a consistent set of facilities that are reviewed for all assessments.
C. All types and locations of facilities are represented.
D. Every facility where cardholder data is stored is reviewed.

Answer: C

Explanation:
Sampling in Assessments
* PCI DSS v4.0 requires assessors to ensure that sampled business facilities represent all types and locations to provide comprehensive coverage of the entity's operations.
Sampling Considerations
* Assessors must include facilities storing or processing cardholder data and validate controls across diverse locations.
Incorrect Options
* Option A: Consistency does not ensure comprehensive representation.
* Option B: PCI DSS does not mandate a 10% sample size.
* Option C: It is not mandatory to review every facility storing cardholder data.

NEW QUESTION # 40
Which of the following describes "stateful responses" to communication Initiated by a trusted network?

A. Logs of user activity on the firewall are correlated to identify and respond to suspicious behavior.
B. A current baseline of application configurations is maintained and any mis-configuration is responded to promptly.
C. Administrative access to respond to requests to change the firewall Is limited to one individual at a time.
D. Active network connections are tracked so that invalid "response" traffic can be identified.

Answer: D

Explanation:
Stateful Inspection
* PCI DSS Requirement 1.2 specifies the need for stateful inspection to track the state of active connections. This ensures that only valid responses to communication initiated by trusted networks are allowed.
* Invalid or unsolicited response traffic is blocked to prevent exploitation of vulnerabilities.
Key Functionality of Stateful Firewalls
* Stateful firewalls maintain session information and only allow traffic that matches an existing session or expected response.
Incorrect Options
* Option A: Administrative access restrictions are important but unrelated to stateful responses.
* Option C: Baseline configurations are a different security control.
* Option D: Logging and correlation are for threat detection, not stateful response.

NEW QUESTION # 41
Which of the following is true regarding internal vulnerability scans?

A. They must be performed by an Approved Scanning Vendor (ASV).
B. They must be performed by QSA personnel.
C. They must be performed at least annually.
D. They must be performed after a significant change.

Answer: D

Explanation:
Comprehensive Detailed Step by Step Explanation with All PCI DSS and Qualified Security Assessor V4 References
* Relevant PCI DSS Requirement: Internal vulnerability scans are discussed under PCI DSS Requirement 11.3.1, which requires organizations to perform internal vulnerability scanning as part of their regular vulnerability management process.
* Frequency and Trigger for Internal Scans:
* PCI DSS v4.0 explicitly states that internal vulnerability scans should be conducted at least quarterly and after any significant change.
* A "significant change" can include modifications such as infrastructure upgrades, addition of new systems or software, and configuration changes that may impact security.
* Approved Scanning Vendor (ASV):
* Internal scans do not require an Approved Scanning Vendor (ASV). ASVs are specifically used for external vulnerability scans.
* Qualified Security Assessor (QSA) Involvement:
* QSAs are not mandated to perform internal scans. Organizations can use internal teams or trusted third-party resources for this purpose, provided the scans meet PCI DSS criteria.
* Annual Scanning Misconception:
* While annual compliance reports may include details of scanning activities, the requirement for internal scans is at least quarterly and event-triggered, not annually.
* Reference Verification:
* Requirement 11.3.1 (PCI DSS v4.0): Clearly outlines the need for quarterly scans and post- significant-change scans.
* ROC and SAQ Templates: Reinforce the requirement that scans are both regular and reactive to environmental changes.

NEW QUESTION # 42
At which step in the payment transaction process does the merchant's bank pay the merchant for the purchase, and the cardholder's bank bill the cardholder?

A. Authorization
B. Settlement
C. Chargeback
D. Clearing

Answer: B

Explanation:
Thesettlement phaseis when:
* Themerchant's acquiring bank pays the merchant, and
* Theissuing bank bills the cardholder.
This occursafter authorization and clearinghave already taken place.
* Option A:#Incorrect. Authorization verifies the card and funds but doesn't trigger payment.
* Option B:#Incorrect. Clearing exchanges transaction details between banks but doesn't finalise funds.
* Option C:#Correct. Settlement is whenfunds are actually transferred.
* Option D:#Incorrect. Chargebacks reverse transactions, not settle them.
Reference:PCI SSC Glossary - Definitions of "Authorization", "Clearing", and "Settlement".

NEW QUESTION # 43
A "Partial Assessment" is a new assessment result. What is a "Partial Assessment"?

A. A ROC that has been completed after using an SAQ to determine which requirements should be tested, as per FAQ 1331.
B. A term used by payment brands and acquirers to describe entities that have multiple payment channels, with each channel having its own assessment.
C. An assessment with at least one requirement marked as "Not Tested".
D. An interim result before the final ROC has been completed.

Answer: C

Explanation:
According toSection 12.2.3.3 of PCI DSS v4.0.1, aPartial Assessmentis defined as a result whereat least one PCI DSS requirement is marked as "Not Tested."This is typically seen duringgap assessments or pre- validation efforts, not official compliance validation.
* Option A:#Incorrect. SAQs are self-assessments; Partial Assessment is a different concept.
* Option B:#Incorrect. Interim drafts are not labeled as "Partial".
* Option C:#Incorrect. That is a misinterpretation of segmentation by payment channel.
* Option D:#Correct. "Not Tested" = Partial Assessment.
Reference:PCI DSS v4.0.1 - Section 12.2.3.3 (Assessment Result Definitions).

NEW QUESTION # 44
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